The Silk Road Collection III + World Coins, Banknotes and Medals

1. By participating, registering, or obtaining a bidder number in one

of David Feldman S.A.’s auctions, one agrees to be bound by the

terms and conditions set out below and by the rights and obligations

arising therefrom. These same terms and conditions apply to all

transactions relating to lots forming part of the auction or concluded

outside the auction. DAVID FELDMAN S.A., organiser of this auction,

acts exclusively as agent and therefore assumes no liability whatsoever

in the event of default(s) by buyers and/or sellers. The auction is

conducted in the name and on behalf of third-party sellers who are

directly responsible to the exclusion of DAVID FELDMAN S.A.

1.1 These terms and conditions may provide different rules depending

on whether the item to which the auction relates is a philatelic item or

an item of another kind.

1.2 Lots are offered for sale based on their presentation in the

catalogue and/or on the website: Lots are described with the utmost

care but without engaging the responsibility of DAVID FELDMAN S.A.

Photographs form an integral part of the descriptions.

1.3 There is no responsibility as to the condition of lots with a value

of less than CHF 1’500 or its equivalent in other currencies. The

catalogue may mention damage to the lots sold but does not draw up

an exhaustive list. Bidders may consult the lot condition report, where

available, either on the Internet or on request. Lots marked with a

square next to the lot number are subject to federal control of precious

metals (CMP), whose report is available on request.

1.4 DAVID FELDMAN SA organises one or more lot presentation days

at a location in the Canton of Geneva or elsewhere, prior to the sale,

where buyers or their agents may examine all lots at the times indicated

in the sale catalogue or on our website. All visitors are liable, up to the

average estimated price plus commission and VAT, for any damage they

cause, directly or indirectly, to the items and lots exhibited.

1.5 Buyers have had the opportunity to examine the lots prior to the sale

and are deemed to have examined all the lots purchased and to accept

them in the condition in which they are found at the time of the auction,

irrespective of the description given in the catalogue. This description is

given as an opinion only and does not constitute any guarantee as to the

authenticity of the items sold. Except in the case of a prior agreement

with David Feldman SA, no claims will be accepted; lots are sold as is.

However, a separate rule applies to the sale of philatelic items, which is

defined by clause 3.10 of these general terms and conditions.

2. Auction bids

2.1 Each bid must be higher than the previous bid according to at

least the following scale: (the currency may change depending on

the auction). Unless otherwise indicated in the catalogue and on the

website, the Swiss franc is presumed to be the currency of the sale.

50 - 100:

5

10’000 – 20’000:

1’000

100 - 200:

10

20’000 – 50’000:

2’000

200 - 500:

20

50’000 – 100’000:

5’000

500 – 1,000:

50

100’000 – 200’000: 10’000

1’000 – 2’000:

100

200’000 – 500’000: 20’000

2’000 – 5’000:

200

500’000 – 1’000’000: 50’000

5,000 - 10’000:

500

1’000’000 or more:

100’000

Bids between these amounts will be rounded up to the next higher bid.

2.2 Every bid constitutes a binding and irrevocable offer; the bidder

remains committed to his/her offer until it is expressly overbid or

declined by the auctioneer.

2.3 Double bids are notified immediately, and the bidding process is

restarted; if no higher bid is made, the auction is decided by a draw;

for equivalent bids from bidders present and absent, priority is given

to the written bidder or to the bidder personally present in the case of

a telephone bid.

2.4 The hammer price may, exceptionally, be reduced to the lowest

winning bid if it is established that the same bidder has inadvertently

increased the price by using more than one bidding method.

2.5 Telephone bids are only accepted if the bidders have registered

in advance to bid in this way and are known to DAVID FELDMAN S.A.

who has been able to check their solvency. Buyers are charged an

administrative fee.

2.6 Only buyers registered with DAVID FELDMAN S.A. who have

obtained a bidder number may participate in the auction. Upon request,

they must provide proof of identity, address, and bank account details.

Upon request, DAVID FELDMAN S.A. reserves the right to limit the

maximum biding amount to certain buyers depending on their financial

capacity. For certain buyers, DAVID FELDMAN S.A. may even require

the prior deposit of a financial guarantee by credit card or bank transfer.

2.7 Written bids received by DAVID FELDMAN S.A. or on the website

prior to the sale take precedence in all cases over bids made in the

auction room. They are firm and final. Bidders giving a written bidding

order may make alternative bids and/or limit the total amount of their

bids. Bids given “to buy” may not exceed more than 10 times the value

of the high estimate printed in the catalogue.

2.8 For auctions without an auctioneer, online bids are received by

DAVID FELDMAN S.A. on its website. At the end of the auction, at the

precise time and minute, the lot is awarded to the highest bidder, at

one step above the next highest bid. If the last bidder has bid in the last

fifteen seconds of the sale, the auction for this lot is extended by fifteen

seconds from the time the last bid was received.

2.9 All written bids are considered binding for 60 days after the auction

date. DAVID FELDMAN S.A. is therefore entitled to invoice the bidder

for the goods until the expiry of this period. Any invoice received by the

bidder is therefore valid and must be paid immediately.

2.10 DAVID FELDMAN S.A. has the right to refuse bids, to separate, join

or withdraw any lot at its sole discretion. The sale will be conducted

in English or French, but bids may be repeated in any other language.

DAVID FELDMAN S.A. is also authorised to bid on behalf of sellers

where reserve prices have been set. If the seller sets reserve prices for

some of his/her lots, s/he will be deemed to be the buyer and DAVID

FELDMAN S.A. will bid on his/her behalf up to the reserve prices set. If

the price set by the seller is not reached, the next lot will be auctioned.

3 The auction sale

3.1 Auction Representatives and Agents: The bidder assumes personal

responsibility for his/her bid and cannot claim that the purchase was

made in the name or on behalf of a third party. The representative is

jointly liable for the person s/he represents for compliance with the

obligations.

This responsibility extends particularly to checking the quality of the

lots purchased and to the subsequent payment of the invoice for the

lots purchased.

Bidders who are personally present as representatives of third parties

must communicate this unequivocally to the auction management at

the latest at the time of the auction.

3.2 Winning bids: Each lot is awarded to the highest bidder on behalf

of its respective seller. In addition to the hammer price, the buyer is

charged a 24.5% buyer’s commission, plus VAT where applicable.

VAT of 8.1% is payable by the buyer on the hammer price as well

as on the price of the purchase commission. In the event of online

purchases by buyers without going through the DAVID FELDMAN S.A.

website, but via an external online platform, buyers must pay DAVID

FELDMAN S.A. an additional amount calculated on the auction price.

For lots marked with a circle next to the lot number, VAT of 8.1% is

payable on the buyer’s commission only.

3.3 VAT paid may be refunded upon presentation of proof of export.

DAVID FELDMAN S.A. will charge an administration fee of CHF 75.00.

Shipping costs will be invoiced separately.

Before the auction, buyers must obtain information on the

administrative procedures for the export of lots and their legality.

Buyers are solely responsible for any such formalities after the auction.

DAVID FELDMAN S.A. can take care of this for a fee.

Transactions involving gold coins and fine gold within the meaning

of art. 44 of the Federal Council Ordinance of 12 June 2009 on value

added tax are exempt from VAT.